Rules for using MoMo Pay Mirror.

1. Service

MoMo Pay Mirror provides software for forwarding and displaying MoMo Pay SMS confirmation details to authorized shop staff. It is not a bank, telecom operator, payment wallet, or money transfer service.

2. Owner responsibilities

• You must only connect phones, shops, merchant codes, SMS messages, and staff accounts you are authorized to manage.
• You are responsible for checking official MoMo records for final settlement, reversals, disputes, and chargebacks.
• You must keep webhook secrets, passwords, and admin sessions private.
• You must train cashiers not to request or handle MoMo PINs or owner wallet credentials.

3. Staff access

Invited staff may only use the service for shop work. Cashier access is intentionally limited and must not be used to infer private owner balances, totals, or account activity outside their role.

4. Subscriptions

Paid plans are charged in Rwandan francs through the configured Mobile Money/Paypack flow. Pricing may include Starter, Growth, and Multi-counter plans. Access may be limited or suspended if payments fail or are reversed.

5. Availability

The service depends on phone SMS delivery, user automation such as iOS Shortcuts, internet access, Cloudflare, Neon, and payment-provider availability. We aim to provide a reliable service but cannot guarantee uninterrupted operation.

6. No financial advice or guarantee

The app mirrors confirmations for operational convenience. It does not guarantee that a payment cannot later be reversed, disputed, duplicated, delayed, or corrected by the payment provider.

7. Suspension

Accounts may be limited or suspended for abuse, unauthorized access, fraud, attempts to bypass role restrictions, or use that creates risk for shops, customers, or the platform.

8. Legal review

These terms are an MVP starter document and should be reviewed by qualified counsel before a full public commercial launch.